Dealers & Brokers

Dealer / Broker Services

Welcome to Scott Motor Finance, thank you for visiting us.


At Scott Motor Finance, we specialise in providing motor finance to people that may struggle to access it from mainstream lenders because of past credit difficulties or no credit history.


So, if you are a broker having difficulty getting certain customers approved for a Car Loan, then try Scott Motor Finance.


We believe in an “old school” customer underwriting model with the personal touch. We are happy to talk one-to-one with customers to fully understand their credit history and, subject to meeting some initial credit risk criteria, working with them to tailor an affordable loan offer wherever possible. We are never judgemental, rather we pride ourselves on being considerate, helpful and going that that extra yard to help.


Throughout the journey, we keep our dealers & brokers informed and engaged with the process. With Scott Motor Finance, it is all about the personal touch.


ABOUT


Scott Motor Finance has a rich heritage in the motor finance business and was launched to fulfil a market sector that is largely underserved. The business is committed to providing good vehicle financing outcomes for people who often struggle to access such money, doing so in a high integrity, transparent fashion, talking with each applicant to understand their circumstances.


In an increasingly digital world, launching a lending business with a human, personal touch may seem unusual. We believe that it is and that is our strength. There is a place to help people with ‘old school’ underwriting techniques, and Scott Motor Finance is that place. 


HOW WE WORK

First and foremost, we are a People Business

If your customer has had difficulty in obtaining a Car Loan recently, then we believe that Scott Motor Finance may be able to assist.


Not only will our experienced UNDERWRITERS review every credit application PERSONALLY rather than relying on automated decisions. They will also SPEAK to every customer and discuss the reasons why they are finding it difficult to get a Car Loan, as a first step to finding an affordable way to provide a loan.


Credit Data & Affordability

Our UNDERWRITERS will take time to review every customers CREDIT HISTORY and when they fully understand why other Lenders say NO continually to a Car Loan application, they will DISCUSS these issues with the customer, explain to you why they believe this is the case and then work closely with the customer to agree what we believe is an affordable option.


Ensuring affordability when offering a loan is important to us because we want to ensure every customer has a good financing outcome they can afford without overstretching themselves. Such an approach is geared to providing every successful applicant with the opportunity to repair past credit issues or establish a credit history. 


Communication

At Scott Motor Finance we want to get customers on the road in a CAR they can AFFORD. When someone has had difficulty obtaining credit previously talking one-to-one provides an ideal way to fully understand someone’s circumstances in a way that is just not possible through a digital only approach. So please call us on 03330 144 562


We believe it’s better to talk !!


Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.

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